In line with our new editorial line, we have chosen to deliver a series of short informational articles on new information and communication technologies. This article is one of those. In fact, although NITCs carry many opportunities, they — alas — are also marked by some great risks. Online fraud is the biggest risk haunting Internet users.
Online fraud is a subset of cybercrime that typically takes place at the application layer. Although fraud was commonly associated with scams (for instance, the infamous Nigerian fraud), fraudulent transactions and identity theft in the past, its “potential” has exploded in recent years — thanks to the many new ways to cash in on consumer-facing online services and applications.
But unlike other types of cybercrime that “hack” into a network or system by obtaining unauthorized access, these new fraud attacks can be launched by simply registering user accounts and abusing available product features offered by online services and applications. Consequently, the online services have become a part of the attack platform. The list of tactics is impressively long. To learn about, follow the link below.
How can you protect yourself against online fraud?
Unfortunately, as cybercriminal attacks become more sophisticated day after day, it is very difficult for the average person to know which online offer or product is fraudulent and which one is genuine. Even antivirus classed as effective can sometimes be bypassed by the smarter cybercriminals. That is why we have chosen for you some pieces of advice from two specialists.
The first pool of advice is from Microsoft. Read the advice they give by clicking here.
Secondly, this video put online by The FDIC (Federal Deposit Insurance Corporation) provides additional precious information; especially when it comes to financial transitions, even offline. You can benefit from the advice provided by page rank by viewing the video below.
Should you need more information about self-protecting against online truants, please follow this link. In a few days, we are going to publish a full report about the best options that are available for computers and for all kinds of mobile devices. So please, like this post and share it in order to spread the word.